About Us
For more than a decade, IIDAY Finance has been assisting customers in the Australian market finance their homes, investment properties, cars and businesses by delivering a range of choices with a team of trusted and experienced experts.
We are dedicated to providing our clients with complete transparency and support. We take the time to listen to our clients’ needs and develop tailored solutions that can help them achieve their goals.
Fully understanding the complexity of getting either long or short-term loans, we talk directly to the banks and managers on your behalf. When you come to IIDAY Finance, you are not just getting competitively priced finance facilities; you are getting a partner who will guide you through the whole application process.
Our Services
A quick glance to our services:
- Home Loan
- Personal Loan
- Business Loan
- Commercial Loan
- Car Loan
- Non-residential Loan
- Equipment Loan
- Development Loan
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Home Loan
Home loans are typically secured with a mortgage that is registered with a lending agency or bank.
Home loan rates vary based on the market and the financial stability of the borrower, so it’s important to talk to us for the best option.
We help you get pre-approved for the loan so you know what you can afford and how much your monthly payments will be. With the right knowledge, a home loan can bring you one step closer to owning your dream home.
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Personal Loan
If you are in need of some extra cash to cover unexpected expenses, or to finance a large purchase, a personal loan may be a good option.
We will help you evaluate your credit score, the amount you're borrowing, the interest rate and the repayment terms. We make sure you have all the necessary documents and information ready before the application.
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Business Loan
As a business owner, you may look for capital to cover expenses, purchase equipment, or expand your business. Business loans are an attractive financing option since they usually have lower interest rates and more flexible terms when compared to other types of financing.
However, with so many finance providers offering different structures and repayment options, it can be difficult to find the one that is best for your business. Here at IIDay Finance, you will be given best advice to make your choice.
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Commercial Loan
Commercial loans and business loans are both used to finance the operations of businesses, but they have some key differences. A commercial loan is typically used to purchase or refinance commercial real estate, such as an office building or shopping center. Business loans, on the other hand, are used for general business expenses such as equipment, inventory, or working capital.
Commercial loans typically have longer repayment terms and higher interest rates than business loans. So it is important to have us help you to compare lenders and shop around for the best rate.
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Car Loan
Australians rely heavily on cars for transportation and convenience. Whether you are buying a new or used car, a car loan can be a good option for you to drive with a sense of independence and freedom.
We can help you get the pre-approval, so you can start looking for your dream car with a clear knowledge of your finance. Once you find it, we will liaise with the lender and your dealership to arrange for the funds to be drawn and payment to be made.
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Non-residential Loan
Properties such as warehouses, office buildings, retail stores, and other commercial properties are considered non-residential. Non-residential loans are used to purchase or refinance these types of properties.
Non-residential loans are typically more expensive than residential loans due to the greater risk associated with commercial properties. Lenders will often require a higher down payment and interest rate, as well as more detailed information about the borrower and property.
Non-residential loans can be quite complicated. Please seek our professional advice to ensure that you understand all the details.
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Equipment Loan
Equipment loans are popular among businesses that need to buy expensive equipment, such as large construction vehicles, medical equipment, or manufacturing machinery.
Equipment loans can be expensive due to the higher risk associated with equipment purchases. Allow us to take the burden of loan application from you so you can focus on your business.
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Development Loan
A development loan is a type of loan used to finance the construction of a new property or the remodeling of an existing one. This type of loan is popular among developers, contractors, and real estate investors who need to raise capital quickly and efficiently.
Lenders will typically require a detailed plan outlining the costs associated with the project, as well as a detailed business plan. Borrowers will also need to provide documentation of their financial history, including assets, income, and credit scores.
Speak to our financial specialist today to ensure that you understand all the details of the loan before signing any documents.
Contact Us
What Make Us Unique
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Access to Multiple Lenders
Our network includes traditional banks, credit unions, and alternative lenders, so no matter what your needs are, you can find the perfect lender.
Our lenders offer competitive rates and flexible terms, so you can get the perfect loan tailored to your unique financial needs.
We make it easy to compare rates and terms to find the best match for you. With our wide range of options, you can find the right lender for your needs. -
Expertise and guidance
We are a team of experienced professionals who can guide you through the entire mortgage process.
From assessing your financial situation to getting your application approved, our experts are here to provide you with the highest quality of service. -
Tailored solutions
We understand that your financial goals and circumstances are unique, and we work hard to provide you with a tailored mortgage solution.
We offer customized loan products, down payment options, and assistance with pre-approvals so that you can find the perfect mortgage for your needs.
We make sure to provide you with all the information you need to make the best decision possible, and ensure that your mortgage is the perfect fit for you and your circumstances. -
Convenience
We strive to make getting a mortgage as easy and stress-free as possible.
That’s why we offer a one-stop-shop experience for borrowers, where you can get everything you need to complete the mortgage process in one convenient place.
Our streamlined process will save you time and reduce the stress associated with the mortgage process, so you can focus on what matters most.
